Interest Earned | | | | | |
Int. /Disc. on Adv/Bills | 22618.32 | 22806.92 | 22448.43 | 21761.66 | 20781.80 |
Income on Investment | 6710.71 | 6736.78 | 6625.17 | 6504.20 | 6552.84 |
Int. on balances With RBI | 1474.05 | 1392.79 | 1084.30 | 1132.64 | 1068.32 |
Others | 719.90 | 559.08 | 592.83 | 783.35 | 770.01 |
Total Interest Earned | 31522.98 | 31495.57 | 30750.73 | 30181.85 | 29172.97 |
Other Income | 9918.53 | 8760.62 | 6679.17 | 7824.20 | 7792.78 |
Total Income | 41441.51 | 40256.19 | 37429.90 | 38006.05 | 36965.75 |
| | | | | |
EXPENDITURE | | | | | |
Interest Expended | 21992.16 | 21555.96 | 21163.40 | 20427.19 | 19534.13 |
Employee Cost | 4996.31 | 5008.73 | 4648.91 | 4537.00 | 4411.12 |
Other Expenses | 5785.73 | 5284.84 | 3704.24 | 5277.35 | 5316.36 |
Total Expenses | 32774.20 | 31849.53 | 29516.55 | 30241.54 | 29261.61 |
| | | | | |
Operating Profit Before Provisions And Contingencies | 8667.31 | 8406.66 | 7913.35 | 7764.51 | 7704.14 |
Provisions And Contingencies | 2358.96 | 1830.73 | 2398.80 | 2252.00 | 2282.11 |
P/L Before Tax | 6308.35 | 6575.93 | 5514.55 | 5512.51 | 5422.03 |
Tax | 1472.14 | 1478.48 | 1353.55 | 1412.19 | 1444.81 |
P/L After Tax from Ordinary Activities | 4836.21 | 5097.45 | 4161.00 | 4100.32 | 3977.22 |
Extra Ordinary Items | -1833.03 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Profit/Loss For the Period | 3003.18 | 5097.45 | 4161.00 | 4100.32 | 3977.22 |
Minority Interest | -37.70 | -41.04 | -41.52 | -38.99 | -30.73 |
Share Of P/L Of Associates | 229.47 | 13.78 | 94.68 | 126.43 | 121.02 |
Net P/L After Minority Interest & Share Of Associates | 3194.95 | 5070.19 | 4214.16 | 4187.76 | 4067.51 |
| | | | | |
Equity Share Capital | 1814.13 | 1814.13 | 1814.13 | 1814.13 | 1814.13 |
| | | | | |
ANALYTICAL RATIOS | | | | | |
(%) of Share by Govt. | 62.93 | 62.93 | 62.93 | 62.93 | 62.93 |
EPS Before Extra Ordinary * | | | | | |
Basic EPS (Rs.) | 3.52 | 5.59 | 4.65 | 4.62 | 4.48 |
Diluted EPS (Rs.) | 3.52 | 5.59 | 4.65 | 4.62 | 4.48 |
EPS After Extra Ordinary * | | | | | |
Basic EPS (Rs.) | 3.52 | 5.59 | 4.65 | 4.62 | 4.48 |
Diluted EPS (Rs.) | 3.52 | 5.59 | 4.65 | 4.62 | 4.48 |
| | | | | |
NPA Ratios: | | | | | |
Gross NPA | 29535.08 | 31548.32 | 35084.28 | 37785.09 | 40408.26 |
Net NPA | 6774.67 | 7356.95 | 9087.15 | 9785.18 | 11709.78 |
(%) of Gross NPA | 2.69 | 2.94 | 3.34 | 3.73 | 4.14 |
(%) of Net NPA | 0.63 | 0.70 | 0.89 | 0.99 | 1.24 |
Return on Assets % | 1.17 | 1.23 | 1.03 | 1.05 | 1.06 |
| | | | | |
OPBPC Margin (%) | 27.49 | 26.69 | 25.73 | 25.72 | 26.40 |
PBT Margin (%) | 20.01 | 20.87 | 17.93 | 18.26 | 18.58 |
PAT Margin (%) | 15.34 | 16.18 | 13.53 | 13.58 | 13.63 |
PAT After MI And SoA Margin (%) | 10.13 | 16.09 | 13.70 | 13.87 | 13.94 |