Interest Earned | | | | | |
Int. /Disc. on Adv/Bills | 45255.35 | 42543.46 | 40765.88 | 37439.79 | 33768.44 |
Income on Investment | 13361.95 | 13057.04 | 12616.12 | 11901.07 | 10966.62 |
Int. on balances With RBI | 2477.09 | 2200.96 | 1976.25 | 2273.21 | 1819.19 |
Others | 1151.91 | 1553.36 | 2420.11 | 1126.33 | 311.23 |
Total Interest Earned | 62246.30 | 59354.82 | 57778.36 | 52740.40 | 46865.48 |
Other Income | 15439.79 | 15616.98 | 15235.96 | 13410.22 | 13246.64 |
Total Income | 77686.09 | 74971.80 | 73014.32 | 66150.62 | 60112.12 |
| | | | | |
EXPENDITURE | | | | | |
Interest Expended | 42719.36 | 39961.32 | 37846.35 | 34271.24 | 28913.37 |
Employee Cost | 9657.64 | 8948.12 | 9345.29 | 7766.98 | 7487.79 |
Other Expenses | 8989.08 | 10593.71 | 11471.32 | 8753.27 | 9375.27 |
Total Expenses | 61366.08 | 59503.15 | 58662.96 | 50791.49 | 45776.43 |
| | | | | |
Operating Profit Before Provisions And Contingencies | 16320.01 | 15468.65 | 14351.36 | 15359.13 | 14335.69 |
Provisions And Contingencies | 4229.53 | 4534.11 | 4382.71 | 5328.22 | 6221.11 |
P/L Before Tax | 12090.48 | 10934.54 | 9968.65 | 10030.91 | 8114.58 |
Tax | 2832.03 | 2857.00 | 2437.18 | 2780.02 | 1958.58 |
P/L After Tax from Ordinary Activities | 9258.45 | 8077.54 | 7531.47 | 7250.89 | 6156.00 |
Net Profit/Loss For the Period | 9258.45 | 8077.54 | 7531.47 | 7250.89 | 6156.00 |
Minority Interest | -82.56 | -69.72 | -75.28 | 47.07 | -52.46 |
Share Of P/L Of Associates | 108.46 | 247.45 | 285.78 | 332.78 | 265.89 |
Net P/L After Minority Interest & Share Of Associates | 9284.35 | 8255.27 | 7741.97 | 7630.74 | 6369.43 |
| | | | | |
Equity Share Capital | 1814.13 | 1814.13 | 1814.13 | 1814.13 | 1814.13 |
| | | | | |
ANALYTICAL RATIOS | | | | | |
(%) of Share by Govt. | 62.93 | 62.93 | 62.93 | 62.93 | 62.93 |
EPS Before Extra Ordinary * | | | | | |
Basic EPS (Rs.) | 10.21 | 9.10 | 41.52 | 41.54 | 33.93 |
Diluted EPS (Rs.) | 10.21 | 9.10 | 8.30 | 41.54 | 6.79 |
EPS After Extra Ordinary * | | | | | |
Basic EPS (Rs.) | 10.21 | 9.10 | 41.52 | 41.54 | 33.93 |
Diluted EPS (Rs.) | 10.24 | 9.10 | 8.54 | 41.54 | 7.02 |
| | | | | |
NPA Ratios: | | | | | |
Gross NPA | 31548.32 | 37785.09 | 40657.18 | 44009.59 | 46213.54 |
Net NPA | 7356.95 | 9785.18 | 11831.26 | 12560.88 | 14356.16 |
(%) of Gross NPA | 2.94 | 3.73 | 4.23 | 4.76 | 5.35 |
(%) of Net NPA | 0.70 | 0.99 | 1.27 | 1.41 | 1.73 |
Return on Assets % | 1.23 | 1.06 | 0.00 | 1.04 | 1.02 |
| | | | | |
OPBPC Margin (%) | 26.21 | 26.06 | 24.83 | 29.12 | 30.58 |
PBT Margin (%) | 19.42 | 18.42 | 17.25 | 19.01 | 17.31 |
PAT Margin (%) | 14.87 | 13.60 | 13.03 | 13.74 | 13.13 |
PAT After MI And SoA Margin (%) | 14.91 | 13.90 | 13.39 | 14.46 | 13.59 |